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Financial Empowerment Her

Deborah Owens is a woman of many hats. From CEO to author to radio host, this dynamic woman excels at everything she does - and best of all, she wants other women to benefit from her work. Owens, who was born and raised in Detroit, attended Oakland University and majored in political science. While she was still in college her parents decided to relocate to Hawaii, so off Deborah went to the land of sand and sun.

Her career began in sales, at the junior department of Liberty House of Waikiki. "It was a great training ground," she says. She credits this job with helping to develop her skills as a salesperson. "My sales prowess prepared me for a career as a stockbroker," she adds.

When Owens began working on Wall Street, she had the good fortune to work with Emmo Moore, one of the first African-American female account executives at Merrill Lynch. "She had a profound impact on my life and is largely responsible for my career in financial services." In 1987, Merrill Lynch started what it calls the supplier diversity program, where the company provides procurement opportunities for minority- and woman-owned businesses.

Owens has had over twenty years of experience in financial services. She reflects, "I spent the majority of my career as a financial consultant and sales manager. It was exciting and challenging - as opportunities for minorities expanded, I was in a position to benefit. I was recruited into the management-training program and eventually rose to regional sales manager on the West Coast for a large investment company."

This former vice president of Fidelity Investments is the current CEO of Owens Media Group, which develops investment education and marketing programs for companies and organizations. Owens says that her mission is to enrich and empower women with the knowledge they need to become financially secure. When it comes to women and their money Owens says, "Women can be extremely conservative, primarily because we earn less and therefore have less to risk."

Owens says her passion is helping women of all incomes to achieve financial security, which is why she has written a book entitled "Everywoman's Guide to Confident Investing." The book provides financial information and relates stories about women who overcame obstacles to achieve financial success. Owens also hosts "Real Money," a personal finance talk show on public radio station WEAA 88.9 FM in Baltimore, Maryland.

What advice does Owens have for women interested in becoming entrepreneurs? "I'm sure they have heard it before, but women should find something they love to do and determine how that contributes to the to begin to create businesses that can be sustained whether they are involved or not. The sky is the limit," she says. She adds, "If I knew then what I know now, I would dream bigger and ask for help more frequently."

Owens' travel tips:
Owens' multifaceted career requires a great deal of traveling. She's developed some efficient habits that make her travel experiences better:

Be flexible: As a frequent flyer, Owens has found comfort and flexibility to be key components of a successful travel plan. She says, "Business travel does not have to be stressful if you have a mindset that allows you to adapt to changes or situations that you have no control over, such as the weather."

Dress for (travel) success: "First, I never wear heels because many have steel posts in them that trigger the security alarm. As a result I travel in casual leisurewear and tennis shoes, which can then be used as workout wear at the fitness facility of the hotel. This prevents me from ever having the excuse that I can't work out because I don't have proper clothing, and further limits the amount of clothing I have to pack. Additionally, my wardrobe is color-coordinated to include a suit, sweater, pants and a blouse, which can all be alternated to adapt to different occasions."

Pack light and take essentials: Owens uses a small carry-on piece of luggage that meets airline standards. "That is extremely important in the event that flight plans are altered at the last minute," she says. She also carries a lightweight laptop that can fit into a backpack with a small cosmetics bag, fruit, water and snacks for nourishment on flights without meals.

For more information on Owens' financial seminars, books and radio talk show, visit www.deborahowens.com.
 

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